As a card network, how do you make sure you stay relevant in this ever-changing payment landscape? Analyse the viability of your current strengths and measure them against the competition. By doing this, you ensure your existence and future by getting comprehensive strategic insights on a deep technology level. This will help you creating your product roadmap.
We have extensive experience on bridging strategy with technology to make important strategic decisions that are crucial for business continuity.
You customize your personal benchmarking matrix based on the categories most important and relevant to you. Your brand is then compared with one, two, three or four other brands, it's up to you. You build your strategic roadmap based off the capability analysis and recommendations. You can select the categories to benchmark that are most relevant to your business. Once you have selected your choices, we start analysing and scoring the different products and features. You will receive an executive summary and a detailed report showing how you score against the pre-selected parameters.
After this, you can either choose to select a topic and continue with a serious deep-dive investigation of a certain technology that is important for your product roadmap, or you can opt for specialised support implementing the recommended changes. To keep the work dynamic, there is also an option to enter a subscription-like engagement, which allows for regular updates according to the latest market trends.
Below we list the product categories with examples of the products/capabilities that we typically include in our benchmark reports. For the full list, please contact us
EMV contact/contactless Transit (open loop)
QR merchant, QR consumer
BIN / Account updates
Payment acceptance: POS, mPOS, Tap on Phone, QR, Commerce, in-app
Authorizations: refunds, partial approvals, incremental authorizations, recurring payments, stand-inprocessing
Clearing, settlement, disputes, reconciliation, reporting
Testing & certification
Payment gateway services
Installments on payments page, on POS, ATM network
Dynamic currency conversion
Enhanced capabilities
Token service provider, device wallet enablement (HCE+SE)
Click to Pay, cloud wallet enablement, white label issuer wallet, merchant tokenization
eCommerce / 3D Secure (aaS), DS, 3DSS, SDK
Transactional APIs
A2A transfer
Instant (virtual) card issuing
Pay with crypto
Carbon calculator
Open banking
Fraud detection: AI based, transaction risk scoring, merchant scoring
Fraud alerts: to issuers, toacquirers, to end users, financial crime trackers
Liability protection
Fraud prevention services: SCA, Risk based authentication, device / user risk detection, identity insights
Merchant verification services
Card account verification
Delegated authentication, FIDO, Passkeys
Flexible credentials, one credential
AML/KYC services
Data insights, analytics
Dynamic CVV
Cardholder protection (e.g., extended warranty, purchase protection)
Insurances (e.g., car rental, travel accident)
Cashback/miles/points
Discounts
Exclusive rewards (e.g., concerts, events)
Airport lounge access, airport fast-track
Emergency assistance (e.g., card replacement, roadside assistance)
Customized promotions
Commercial cards: SMEs, corporate, purchasing, etc.
Govt services
Card and expense management platforms
B2B payments, cross-border payments
Real-time payments, BNPL
Credit scoring, partner selection analysis
Invoices, payables automation, RAN
Travel solutions (lodged cards, platforms)
Curious to know more?
Contact us for a consultative talk
